Buying a home!

Before you call a realtor about buying a home, you first need to contact a lender regarding what type of mortgage is best for you.  You may want to call more than one lender to find out what kind of mortgages they offer.  Second, make an appointment to meet with that lender, ask what you need to bring with you.  Third, get a letter of pre-approval from your lender.  Fourth, call your realtor.  Your realtor will want to know that you are pre-approved before they show you houses.  The pre-approval letter will help in determining the price range in which to search for a home, it also lets your realtor know what kind of home you can buy as not all mortgages will approve certain kinds of houses ( fixer-uppers, manufactured homes, etc).  Real estate can be a complicated business if you are not familiar with all the steps that need to be taken.  Find a realtor that you trust and feel comfortable with.  If you have any questions or concerns regarding this topic you can email me at carol.young@cbgreatlakes.com.  Thank you for taking the time to read my blog and remember Northern Michigan is the place to be!

Carol Young

Carol Young

Realtor
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