8
Steps to Owning Your Home
Having a step-by-step plan will make the entire process much easier to handle. Here is the basic 8-step home buying plan that has saved thousands of dollars for many people like yourself looking to buy real estate in Holland.
Determine if buying a home now is smart for you.
Get pre-approved for your loan, and study the real estate market.
Identify neighborhoods you like.
View specific homes.
Pick a home that meets your needs.
Analyze the value.
Negotiate the contract.
Close and move.
Since you have examined your personal financial situation and given yourself the green light to buy a home, the next step is to get pre-approved for a mortgage. Getting pre-approved is smart for two main reasons:
You'll have less stress and more confidence while home shopping because you'll know exactly what you can afford.
You'll
8
Steps to Owning Your Home
Having a step-by-step plan will make the entire process much easier to handle. Here is the basic 8-step home buying plan that has saved thousands of dollars for many people like yourself looking to buy real estate in Holland.
Determine if buying a home now is smart for you.
Get pre-approved for your loan, and study the real estate market.
Identify neighborhoods you like.
View specific homes.
Pick a home that meets your needs.
Analyze the value.
Negotiate the contract.
Close and move.
Since you have examined your personal financial situation and given yourself the green light to buy a home, the next step is to get pre-approved for a mortgage. Getting pre-approved is smart for two main reasons:
You'll have less stress and more confidence while home shopping because you'll know exactly what you can afford.
You'll have better negotiating strength with the seller when you can show them a pre-approval letter from the lender.
Finding Your New Home
Once you thoroughly understand real estate financing and have been pre-approved by the bank for your loan, it's time to do the leg work necessary to find your home in and get the best possible price on it.
First, identify neighborhoods that you like and that are in your price range. If you have lived in your area for a while, you may have some already in mind.
Think about what you really want in a house. Are you looking for a big yard, or something with less maintenance? One story or two? Contemporary, Tudor, or Colonial?
Also decide how many bedrooms and baths you need, along with items such as den, garage space, fireplace, swimming pool, etc.
Hopefully, you'll be able to find what you want and stay in your price range. If not, you may need to adjust either what you want or your budget.
While you are looking, keep one thing in mind: There is no such thing as the "perfect" home!
So Where Do We Go From Here?
The only way to properly create your own home buying plan is to examine your personal financial situation AND your goals for the future. The next step is entirely up to you, but if you are serious about buying a home and avoiding the mistakes that can cost you thousands of dollars, here's what I recommend.
In about a half-hour, we can determine what the best course of action is for you to take.
There Will be No Obligation, No Pressure. Just solid, helpful, useful information!
After we meet and you are armed with all of the facts, you will be prepared to make your decision about how you want to proceed.
But only if that's what you decide to do after you have all of the information to make an informed decision!
In less than an hour, you'll have all of the facts and information you need to make smart decisions for your future. We will discuss your situation, and look at different options that you have.
The next step is up to you. There is absolutely no cost or obligation attached to your free consultation.
Pick up the phone and call me now while you are thinking about it. I know that you may be a little skeptical, but one phone call isn't much to risk, especially when you could save yourself lots of aggravation and thousands of dollars when buying a home in Holland, Michigan!
I look forward to hearing from you,
Vicky Stewart
Coldwell Banker Woodland Schmidt
(616) 355-6361