Nancy Walter

Nancy Walter

Realtor Associate

Languages Spoken:

  • English
  • 989-366-5522
  • 989-366-8594
  • 989-429-7057
  • 989-366-5522
Contact Me

Welcome to my Website

My husband Tom and I have been happily married for 43 years and became full time residents here at Houghton Lake in 1990 relocating from Saginaw where we were both born and raised.  When we're not working we enjoy travel, golf, fishing, enjoying our family and friends and playing some Texas Hold Em Poker.

I'm a firm believer that experience is the best teacher and I've been a full time Realtor with the same company for 23 years - so plenty of experience and I've truely enjoyed every minute of it.  Having vacationed here every summer since childhood, my knowledge of the Houghton Lake, Higgins Lake area is extensive.


My goal for both Buyers and Sellers is a smooth transaction from beginning to end.  I believe my success is due to hard work, honesty, good planning, being committed to professional ethics and knowing the local real estate market inside and out.  This and making sure that my customers and clients have fun along the way.  There is nothing more fulfilling that handing the keys over to a first time buyer and seeing the looks on their faces or being able to fulfill the dreams of a retired couple who has worked their whole life for this wonderful new beginning.  I CAN HELP ~ CALL ME!!


  • Residential Homes 
  • Lakefronts, Canalfronts, Lake Access Homes and Cottages 
  • Golf Course Homes
  • Acreage and Vacant Land 
  • Commercial - Lakefront Resorts, Bars and Restaurants.




  • Award Designations that I've achieved throughout the last 23 years have been:
  • Office Top Producer
  • Office Top Lister and Top in Sales
  • First in total Listing Units Sold
  • Top in Total Closed Units
  • Top Total Volume
  • Earned invitations to Beyond Excellence.
  • Member of the National Association of Realtors
  • Member of the Michigan Association of Realtors
  • Member of the Paul Bunyan Board of Realtors
  • Member of the Roscommon Multi-List Service


Dear Nancy:  Mom my sister and I all want to say thank you for selling our cottage in St. Helen.  We have so many wonderful memories in our hearts and only hope the new owners will enjoy it half as much as we did.  Thanks, Sue

Hi Nancy - I just wanted to thank you for all your hard work in getting Mom's house sold.  It was a pretty tough thing for me to do and I so appreciate all that you did especially in keeping me upbeat, calm and realistic.  Connie

Nancy - Just a quick note to say thank you so much for helping us find our summer home.  We told you what we wanted and you took us right to it.  We love it and we love you!  MaryLou and John

Nancy - Thank you so much in helping us find our beautiful new home.  We are so happy!  Madison and Garett say thank you for the beanie babies (they sleep with them every night)  Vicki and John

Nancy - Just a quick thanks!  You went out of your way helping us find the perfect cottage.  HOUGHTON LAKE HERE WE COME!  Thanks so much, Bill and Shelia

Nancy - You are a great sales agent, always smiling and helpful in every way.  Keeping us on track through the negotiations on our house was stressful but you made it as easy as possible.  We'll tell everyone to use you!  Don p.s. thanks for the wine

Well Nancy another great job.  This is the third house you have sold for us and as always - smooth all the way!  You are a pleasure to work with.  Love Terry and Linda

Nancy, what a load off our minds having the Elm St. house sold.  Thank you for the time, energy and the market magic you put into putting a sold sign up, and you found such a nice family for it to boot.  Thanks again and enjoy the fleeting summer sun!  Louise

Well Nancy I can't believe it but it finally closed.  The word short sale has got to give you nightmares.  You are a miracle worker, 10 months but your persistance got it done for us.  We can never thank you enough for all your hard work and dedication.  Stacy


HOUGHTON LAKE: The largest inland lake in Michigan.  Located in Roscommon County, it's waters cover over 20,044 acres.  The lake is approximately 9 miles north to south and about 5 miles at its widest point with 30 miles of total shoreline making it an extremely popular resort and fishing area for year round enjoyment.  Easy access and only about 2 1/2 hours traveling time from the Detroit, Grand Rapids and the Lansing areas.  Michigan State Highway 55 follows the southern shore, while U.S. 127 passes just to the west and Michigan State Highway 18 and Interstate 75 passes just to the east.

HIGGINS LAKE:  Higgins Lake has been rated by National Geographic as the "6th most beautiful lake in the world".  A place of unmatched beauty and fun.  It's been said that you can view a coin lying on the bottom at a depth of 40' in the clear, spring fed lake.  Higgins Lake offers excellant fishing, scenic boating and the depths make it a popular scuba diving location.  The 9,900 acre lake is known for its deep, clear waters and is the 10th largest in Michigan with a shoreline of 21 miles.  It has a maximum width of 4 miles and 7 miles long with a maximum depth of 135 feet.  There are two state parks, South Higgins Lake State Park, with a mile of shoreline, and North Higgins Lake State Park.  Both provide public boat launches, beautiful sand beaches and camping facilities, and are very popular in the summer months.

LAKE JAMES: A beautiful man made lake. located just East of Prudenville, with over 300 acres of water at an average depth of 12 feet.  The lake is approximately 1.5 miles long and the widest point is 3/4 of a mile.  Lake James is made up of many fingers offering nearly 10 miles of shoreline, with 12 private lakefront parks and one offhshore park provided for the use of property owners and their guests.  Moosehead park is a large secured park on the southwest side of the lake for boat launching.  Each property owner receives their own key to the secured gate.

LAKE ST. HELEN:  A true treasure for the sportsman.  The spring fed shallow lake consists of three separate bodies of water totaling 2,400 acres with nearly 18 miles of shoreline.  Power boats, jet skis, pleasaure crafts and anglers enjoy the waters of this beautiful lake.  Home of the Bluegill Festival!


I was born and raised in Saginaw Michigan.  Graduated from Arthur Hill High School.  Received an Associates Degree in Business from Delta College.  Loved everything to do with the outdoors but my favorites were softball, golf, volleyball, horseback riding and fishing.  I met my husband Tom the last week of high school and we have been married for 43 wonderful years.  For 22 years we showed and raised Pekingese, finished many to championship - all owner handled.  

My real estate career started with my working as a phone room supervisor and then went on into sales.  Our company sold many projects throughout Michigan - including Forest Lake, Lake of the Pines, Lake Isabella, Lakes of the North and Sugar Springs.  So as you can see, I started from the dirt up!  It was good training though, and I really learned how to sell.  We relocated to Houghton Lake in 1990 and I began selling houses, which I found I really loved!  I've been with the same company for  23 years.  I'm dedicated to my clients and customers to do the very best job possible.  It is wonderful and so satisfying to be able to listen to a buyers wants and wishes and then find them the perfect match.  CALL ME! I WILL FIND YOUR PERFECT HOME OR UP NORTH GETAWAY!!


When not working - We love travel, golf, boating, fishing, playing games and spending time with our family and friends.  My favorite places for travel are Gulf Shores Alabama, Biloxi Mississippi, Jensen Beach Florida, all of Arizona, Las Vegas Nevada and cruising the Caribbean.  I also love playing Texas Hold Em.


  • I have an Associates Degree in Business from Delta College. 
  • I'm a graduate of the Top Gun Academy and a member of the Top Team.   
  • I take advantage of as many rallies, seminars and webinars as possible.
  • Attending as many conventions held by the Michigan Association of Realtors and the National Franchise Business Conferences as I can.


  • Realtor
  • Coldwell Banker Chairman's Circle
  • Equal Housing Opportunity
  • Coldwell Banker Multi-Million Dollar



  • Muscular Distrophy Association
  • Member of the Elks
  • Memorial Day Parade - Company float
  • Relay for Life Support

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