Ruth Clemens

Ruth Clemens

Northern Michigan. High End Residential;, Waterfront and Commercial Specialists.
  • 989-429-3100
  • 888-843-7469
  • 989-366-5522
  • 989-366-4883
  • 989-366-5522
Contact Me

Buying or Selling ~ Here's how ...

Searching for your next home? Try our state-of-the-art map search – with it you can quickly search the entire market. Simply type the address, city, MLS ID, or just hit the search button to get started. The large format map allows you to click and drag, zoom in and view detailed information and photos for all properties currently listed on the MLS.

Selling your home? No other website in the market will showcase your listing with up to 50 high resolution photos! In addition to advertising your property on my own website, I syndicate your listing to other real estate websites across the web.

Whether you are selling your home, searching for your next home, or have any questions about the process – I look forward to helping you!



Ruth A. Clemens ~ A long time resident of Houghton Lake, since 1978 as a resort owner, and a licensed Real Estate Broker since 1986. Ruth believes the formula for success is honesty, professionalism and a commitment.  Ruth has been in the same office location since the beginning of her career, currently and proudly as the Managing Broker of the Coldwell Banker Schmidt office in Roscommon County.  Her merger with Schmidt's, based in Traverse City, in September, 2011 was, according to Ruth, "the best business decision of my career".  From 1991 through 2011 Ruth was the Broker/Owner of ERA Houghton, Inc.

Ruth specializes in high-end residential real estate, including waterfronts, golf course and off water family sub-divisions, along with retirement communities. .  

Ruth, also a member of the Michigan Commercial Board of Realtors, is very knowledgeable in negotiating commercial transactions and markets extensively on the most prominent commercial websites.  Additionally, Ruth is a member of the Coldwell Banker Worldwide Commercial Network.  

Ruth's prides herself in her ability to bring value to the table on behalf of both her buyer clients and seller clients.  Value with knowledge acquired through years of training, education, experience and commitment. 

Property Search



The 'Mounds Development Opportunity' ~ Houghton Lake

Social Media

Professional Background

  • 30 years of experience in Real Estate Marketing.
  • Member of National Association of Realtors
  • Member of Michigan Association of Realtors.
  • Member of Michigan Commercial Board of Realtors.
  • Member of Coldwell Banker World Wide Commercial Network.
  • Member Paul Bunyan Board of Realtors.
  • Member of PBBR Multi-Listing Service.
  • Prior Paul Bunyan Board of Realtors ~ Roscommon County Director.
  • Prior Paul Bunyan Board of Realtors ~ Professional Standards Chairperson.
  • 2002 Paul Bunyan Board of Realtors ~ Realtor of the Year.

Community Involvement

  • Roscommon County Economical Development Corporation, Board of Directors.
  • Roscommon County Economical Development Corporation, Marketing Committee.
  • Houghton Lake Chamber of Commerce, Board of Directors.
  • M-55 Beautification and Improvement Committee.
  • Prior member of Denton Township Planning Commission.

Professional Interests

With 30 years of experience in marketing Roscommon County, my greatest professional pleasure, is working to give back to the community and to provide growth and development.

Personal Background

Originally from Breckenridge, Michigan.  Ruth moved to Houghton Lake in 1978 and was co-owner of Tradewinds Resort and Party Store.  Ruth worked in the legal field prior to the beginning of her career in real estate in 1985.  Ruth has a son Nicholas J. Poindexter of Rockford, Michigan.  She has two beautiful grandchildren Nayla and Creedon, who are the 'light' of Ruth's life!

Personal Interests

Ruth loves her family, friends, work and the great outdoors.  For recreation Ruth loves to be on or in the water.  Ruth also loves the beautiful Northern Michigan forests. For relaxation Ruth enjoys reading.  Her favorite vacation destination is St. John, USVI, and basically loves any location with water, sun and sand.


  • Specializing in Commercial Real Estate Brokerage.
  • Specializing in High-End Residential, Golf Course, Family Sub-Divisions and Retirement Communities.


  • Accredited Buyer Representative
  • Coldwell Banker Chairman's Circle
  • Coldwell Banker Multi-Million Dollar
  • Coldwell Banker Premier Office
  • Equal Housing Opportunity
  • Graduate, REALTOR Institute
  • Realtor

Michigan's Other Great Lakes

Contact Me


Houghton Lake

Coldwell Banker Schmidt Houghton Lake ~ Prudenville 989-366-5522 HOUGHTON LAKE is one of the largest resort areas ...

St Helen

Click here for St Helen, Michigan Real Estate Lake St. Helen and the surrounding area is truly a year around vacationland. The State Forests and unspoiled ...

Houghton Lake Waterfront

Houghton Lake is a large lake in Roscommon County. The unincorporated community of Prudenville is at the southeastern end of the lake, while the unincorporated ...


Read More